In the ever-changing world of e-commerce, local delivery has emerged as a strategic solution that allows customers to buy products online and have them delivered quickly to their doorstep.

In the rapidly changing world of retail, the concept of "buy online, return in-store" (BORIS) is becoming a popular strategy that combines digital and physical shopping. This approach enables customers to purchase products online and then conveniently return them at a physical store, providing several benefits for both retailers and consumers. According to the National Retail Federation, retailers face $166 million in returns for every $1 billion in sales, and online shopping is a significant contributor to high return rates.

Local pickup, also known as Buy Online, Pick Up In-Store (BOPIS), is a game-changer in modern retail. This approach allows customers to shop online and collect their purchases at a physical store, streamlining the process and offering convenience.

We cover off various aspects of mobile payments such as benefits, drawbacks, trend, security, user adoption and acceptance, and the role of governments and regulators, and how mobile payments compare to online payments and how retailers can benefit from this trend.